/* Borrowsignal — shared styles for ALL sub-pages.
   Same design tokens as landing (index.html inline CSS).
   Unified header, logo, footer, hamburger menu. */

/* === Inter Variable (self-hosted, preloaded in <head>) === */
@font-face{
  font-family:'Inter';
  src:url('/assets/fonts/InterVariable.woff2') format('woff2-variations'),
      url('/assets/fonts/InterVariable.woff2') format('woff2');
  font-weight:100 900;font-style:normal;font-display:swap;
}

/* === Reset + base === */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Oxygen,Ubuntu,sans-serif;color:var(--ink);background:#fff;line-height:1.55;font-size:16px;font-feature-settings:'cv11','ss01','ss03';-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}
img,svg{display:block;max-width:100%}
a{color:inherit;text-decoration:none}
button{font-family:inherit;cursor:pointer;border:0;background:none}

/* === Design tokens — same as landing inline CSS === */
:root{
  --bg:#fff; --bg-soft:#fafbfc; --bg-soft-2:#f5f7fa;
  --ink:#0a0e1a; --ink-2:#1e293b; --ink-soft:#475569; --ink-soft-2:#64748b; --ink-mute:#94a3b8;
  --line:#e2e8f0; --line-soft:#f1f5f9;
  --indigo-50:#eef2ff; --indigo-500:#6366f1; --indigo-600:#4f46e5; --indigo-700:#4338ca;
  --purple-500:#a855f7; --emerald-500:#10b981;
  --accent:var(--indigo-600);
  --accent-dark:var(--indigo-700);
  --accent-soft:var(--indigo-50);
  --accent-border:rgba(99,102,241,.2);
  --green:var(--emerald-500);
  --gradient-brand:linear-gradient(135deg,#6366f1 0%,#a855f7 100%);
  --gradient-soft:linear-gradient(135deg,rgba(99,102,241,.08) 0%,rgba(168,85,247,.06) 100%);
  --r-sm:6px; --r:10px; --r-md:12px; --r-lg:16px; --r-xl:24px; --r-pill:9999px;
  --radius:12px; --container:1120px; --container-narrow:760px;
  --shadow-sm:0 1px 2px rgba(15,23,42,.04);
  --shadow-md:0 4px 12px rgba(15,23,42,.06),0 1px 3px rgba(15,23,42,.04);
  --shadow-lg:0 16px 40px rgba(15,23,42,.08),0 4px 12px rgba(15,23,42,.04);
  --shadow-glow:0 12px 32px rgba(99,102,241,.22);
}

.container{max-width:var(--container);margin:0 auto;padding:0 24px}
.container-narrow{max-width:var(--container-narrow);margin:0 auto;padding:0 24px}

/* === A11y === */
.skip-link{position:absolute;top:-40px;left:0;background:var(--ink);color:#fff;padding:8px 16px;border-radius:0 0 8px 0;z-index:100;font-size:14px;font-weight:500;transition:top .15s}
.skip-link:focus{top:0;outline:2px solid var(--accent);outline-offset:2px}
a:focus-visible,button:focus-visible{outline:2px solid var(--indigo-500);outline-offset:2px;border-radius:4px}

/* === Header — light glass, matches landing === */
header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.78);backdrop-filter:saturate(180%) blur(14px);-webkit-backdrop-filter:saturate(180%) blur(14px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:64px;gap:16px}
.logo{display:flex;align-items:center;gap:10px;font-weight:700;font-size:18px;flex-shrink:0;color:var(--ink);letter-spacing:-.01em}
.logo-mark{width:28px;height:28px;display:block;flex-shrink:0;border-radius:8px;box-shadow:0 4px 12px rgba(99,102,241,.3)}
.nav ul{display:flex;gap:28px;list-style:none}
.nav ul a{font-size:14px;color:var(--ink-soft);transition:color .15s;font-weight:500}
.nav ul a:hover{color:var(--ink)}

/* === Buttons === */
.btn-primary{background:var(--gradient-brand);color:#fff;padding:10px 18px;border-radius:8px;font-weight:600;font-size:14px;transition:transform .15s,box-shadow .15s;display:inline-block;letter-spacing:-.005em;box-shadow:0 4px 12px rgba(99,102,241,.3)}
.btn-primary:hover{transform:translateY(-1px);box-shadow:0 8px 20px rgba(99,102,241,.45)}
.btn-cta{background:var(--gradient-brand);color:#fff;padding:14px 26px;border-radius:10px;font-weight:600;font-size:15px;transition:transform .15s,box-shadow .15s;display:inline-flex;align-items:center;gap:8px;letter-spacing:-.01em;box-shadow:var(--shadow-glow)}
.btn-cta:hover{transform:translateY(-1px);box-shadow:0 16px 36px rgba(99,102,241,.32)}
.btn-ghost{padding:14px 22px;border-radius:10px;font-weight:600;font-size:15px;border:1px solid var(--line);background:#fff;transition:border-color .15s,background .15s;display:inline-flex;color:var(--ink);align-items:center;gap:8px;letter-spacing:-.005em}
.btn-ghost:hover{border-color:var(--ink-soft);background:var(--bg-soft)}
@media (prefers-reduced-motion: no-preference){
  .btn-cta:active,.btn-primary:active,.btn-ghost:active{transform:scale(.97)}
}

/* === Mobile hamburger menu (matches landing) === */
.nav-toggle{display:none;width:44px;height:44px;align-items:center;justify-content:center;border-radius:10px;border:1px solid var(--line);background:#fff;color:var(--ink);transition:background .15s,border-color .15s}
.nav-toggle:hover{background:var(--bg-soft);border-color:var(--ink-soft)}
.nav-toggle svg{width:20px;height:20px;display:block}
.nav-toggle .icon-close{display:none}
.nav-toggle[aria-expanded="true"] .icon-open{display:none}
.nav-toggle[aria-expanded="true"] .icon-close{display:block}
.nav-overlay{display:none;position:fixed;inset:64px 0 0 0;background:rgba(15,23,42,.3);z-index:40;backdrop-filter:blur(2px);-webkit-backdrop-filter:blur(2px)}
.nav-overlay.open{display:block}
@media (max-width:900px){
  .nav ul{position:fixed;top:64px;right:0;width:min(320px,82vw);height:calc(100vh - 64px);background:#fff;flex-direction:column;align-items:stretch;gap:0;padding:24px;border-left:1px solid var(--line);box-shadow:-8px 0 32px rgba(15,23,42,.12);transform:translateX(100%);z-index:45;overflow-y:auto}
  @media (prefers-reduced-motion: no-preference){.nav ul{transition:transform .22s ease}}
  .nav ul.open{transform:translateX(0)}
  .nav ul li{border-bottom:1px solid var(--line-soft)}
  .nav ul a{display:block;padding:14px 4px;font-size:17px;color:var(--ink);min-height:44px}
  .nav-toggle{display:inline-flex}
}
@media (max-width:520px){.nav .btn-primary{display:none}}
@media (min-width:901px){.nav-overlay{display:none !important}}

/* === Eyebrow (used on most sub-pages) === */
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--accent);margin-bottom:14px;padding:5px 11px;background:var(--accent-soft);border:1px solid var(--accent-border);border-radius:999px}
.eyebrow::before{content:"";width:5px;height:5px;border-radius:50%;background:var(--accent);box-shadow:0 0 0 3px var(--accent-soft)}

/* === Page hero (sub-pages) — light with soft gradient === */
.page-hero{position:relative;padding:80px 0 40px;background:#fff;border-bottom:1px solid var(--line);overflow:hidden;isolation:isolate}
.page-hero::before{
  content:"";position:absolute;top:-30%;right:-15%;width:60%;height:120%;z-index:-1;filter:blur(60px);pointer-events:none;
  background:
    radial-gradient(40% 40% at 30% 30%,rgba(99,102,241,.10),transparent 70%),
    radial-gradient(35% 35% at 70% 50%,rgba(168,85,247,.08),transparent 70%);
}
@media (max-width:768px){.page-hero{padding:48px 0 28px}}
.breadcrumb{display:flex;gap:8px;align-items:center;font-size:14px;color:var(--ink-soft);margin-bottom:16px;flex-wrap:wrap}
.breadcrumb a{color:var(--accent);font-weight:500}
.breadcrumb a:hover{text-decoration:underline}
.breadcrumb-sep{color:var(--ink-mute)}
.page-eyebrow{display:inline-block;font-size:12px;font-weight:700;color:var(--accent);text-transform:uppercase;letter-spacing:.08em;margin-bottom:12px;padding:5px 11px;background:var(--accent-soft);border:1px solid var(--accent-border);border-radius:999px}
h1.page-title{font-size:clamp(32px,4.4vw,52px);font-weight:700;line-height:1.08;letter-spacing:-.025em;color:var(--ink);margin-bottom:16px;text-wrap:balance}
.page-meta{display:flex;gap:20px;font-size:14px;color:var(--ink-soft);flex-wrap:wrap;margin-top:16px}
.page-meta time{font-variant-numeric:tabular-nums}

/* === Article body (blog posts, legal pages) === */
.article{padding:48px 0 80px}
.article h2{font-size:clamp(24px,2.4vw,32px);font-weight:700;line-height:1.2;letter-spacing:-.02em;color:var(--ink);margin:48px 0 16px}
.article h3{font-size:clamp(20px,1.6vw,24px);font-weight:700;line-height:1.3;color:var(--ink);margin:36px 0 12px;letter-spacing:-.015em}
.article p{margin-bottom:20px;color:var(--ink-2);font-size:17px;line-height:1.7}
.article ul,.article ol{margin:0 0 24px 24px;color:var(--ink-2);font-size:17px;line-height:1.7}
.article li{margin-bottom:8px}
.article a{color:var(--accent);text-decoration:underline;text-underline-offset:2px}
.article a:hover{color:var(--accent-dark)}
.article blockquote{border-left:4px solid var(--accent);padding:8px 0 8px 20px;margin:24px 0;color:var(--ink-soft);font-style:italic;font-size:17px}
.article code{background:var(--bg-soft-2);padding:2px 6px;border-radius:4px;font-size:14px;font-family:ui-monospace,SFMono-Regular,Menlo,monospace}
.article pre{background:var(--ink);color:#e2e8f0;padding:20px;border-radius:10px;overflow-x:auto;margin:24px 0;font-size:14px}
.article pre code{background:transparent;color:inherit;padding:0}
.article hr{border:0;border-top:1px solid var(--line);margin:48px 0}
.article-callout{background:var(--bg-soft);border:1px solid var(--line);border-left:4px solid var(--accent);padding:20px 24px;border-radius:10px;margin:24px 0;font-size:16px;color:var(--ink-soft)}
.article-callout strong{color:var(--ink)}
.article-toc{background:var(--bg-soft);border:1px solid var(--line);border-radius:10px;padding:20px 24px;margin-bottom:32px;font-size:15px}
.article-toc h2{font-size:12px;text-transform:uppercase;letter-spacing:.08em;color:var(--ink-soft);font-weight:700;margin:0 0 12px}
.article-toc ol{margin:0 0 0 20px;color:var(--ink-soft)}
.article-toc a{color:var(--accent);text-decoration:none}
.article-toc a:hover{text-decoration:underline}

/* === Card grids (blog index, glossary index, tools index) === */
.cards-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(320px,1fr));gap:24px;padding:0 0 64px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:28px;transition:transform .25s ease,box-shadow .25s ease,border-color .25s ease;display:flex;flex-direction:column;gap:10px}
@media (prefers-reduced-motion: no-preference){
  .card:hover{transform:translateY(-3px);box-shadow:var(--shadow-md);border-color:var(--accent-border)}
}
.card-eyebrow{font-size:11px;color:var(--accent);font-weight:700;text-transform:uppercase;letter-spacing:.08em;margin-bottom:4px}
.card h3{font-size:20px;font-weight:700;line-height:1.3;color:var(--ink);letter-spacing:-.015em;margin:0}
.card p{font-size:15px;color:var(--ink-soft);line-height:1.55;margin:0}
.card-meta{font-size:13px;color:var(--ink-soft-2);display:flex;gap:12px;flex-wrap:wrap;margin-top:auto;padding-top:8px}

/* === Footer CTA — soft band before footer === */
.footer-cta{position:relative;background:var(--ink);color:#fff;padding:80px 0;text-align:center;overflow:hidden;isolation:isolate}
.footer-cta::before{
  content:"";position:absolute;inset:-20%;z-index:-1;filter:blur(60px);pointer-events:none;
  background:
    radial-gradient(50% 50% at 30% 50%,rgba(99,102,241,.32),transparent 70%),
    radial-gradient(40% 40% at 70% 50%,rgba(168,85,247,.24),transparent 70%);
}
.footer-cta h2{color:#fff;font-size:clamp(28px,3.6vw,40px);font-weight:700;margin-bottom:12px;letter-spacing:-.025em;line-height:1.1;text-wrap:balance}
.footer-cta p{color:rgba(255,255,255,.7);font-size:17px;max-width:520px;margin:0 auto 24px;line-height:1.55}
.footer-cta .btn-cta{background:var(--gradient-brand);color:#fff;box-shadow:0 16px 40px rgba(99,102,241,.5)}

/* === Footer (rich, multi-col) === */
footer{background:var(--bg-soft);border-top:1px solid var(--line);padding:64px 0 40px;color:var(--ink-soft);font-size:14px}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:48px;margin-bottom:40px}
@media (max-width:900px){.footer-grid{grid-template-columns:1fr 1fr;gap:32px}}
@media (max-width:480px){.footer-grid{grid-template-columns:1fr;gap:24px}}
.footer-col h4{font-size:12px;font-weight:700;color:var(--ink);text-transform:uppercase;letter-spacing:.08em;margin-bottom:16px}
.footer-col ul{list-style:none}
.footer-col li{margin-bottom:10px}
.footer-col a{color:var(--ink-soft);transition:color .15s;font-size:14px}
.footer-col a:hover{color:var(--ink)}
.footer-trust{padding:24px 0;font-size:13px;color:var(--ink-soft);line-height:1.7;border-top:1px solid var(--line)}
.footer-trust strong{color:var(--ink);font-weight:700}
.footer-trust .pending{font-style:italic;color:var(--ink-soft)}
.footer-bottom{padding-top:20px;border-top:1px solid var(--line);display:flex;justify-content:space-between;font-size:13px;color:var(--ink-soft);flex-wrap:wrap;gap:12px}
footer .footer-bottom{margin-top:0}
